CROSS-CULTURAL STUDY OF PSYCHOLOGICAL PECULIARITIES OF STUDENTS MONETARY SOCIALIZATION IN POLAND AND UKRAINE

Abstract

The article presents an empirical study of the psychological characteristics of monetary socialization of students in Poland and Ukraine. Complex and ambiguous transformations in our society are primarily associated with the economic crisis as a result of the pandemic and war, the country's monetary policy necessitate the preparation of economically competent high school graduates who are able to independently and responsibly solve issues related to money. Rational monetary ideas are universal and applied in all spheres of life, while in the conditions of reorientation of the Ukrainian economy to market values, a young person without an adequate financial and economic orientation, without the ability to effectively manage money cannot be considered prepared for life and work, especially in crisis conditions. Рsychological features of the components of monetary socialization of student youth depending on the socio-economic living conditions and ethno-cultural factor are identified іn the course of the study. The peculiarity of the content of the cognitive component of Polish students is the absence of destructive ideas about money. They are not inclined to overestimate and underestimate the functions of money, which contributes to their rapid and successful adaptation in the field of monetary relations. Students from Western European countries are characterized by a morally positive assessment of money, while for students from Ukraine – a morally negative assessment.