CURRENT STATE OF DEVELOPMENT OF HEALTH INSURANCE IN UKRAINE AND ITS PLACE IN THE SOCIAL PROTECTION SYSTEM

Abstract

The formation of the availability of health insurance for people and increasing its effectiveness is an important and extremely important component of social protection in the country. Implementation of it as the basis for financing healthcare, is the direction to solve most health problems in the state. Health insurance is an important area of social infrastructure of an industrialized country and a basic model of healthcare development. This makes it possible to rationally use medical resources, while improving the quality of these services and the offer of the population. The main participants in this process are insurance companies offering certain services, insurers (individuals and legal entities), insurance intermediaries, humanitarian companies and medical institutions. World practice claims that compulsory health insurance is considered as the basis of insurance medicine. The domestic market of health insurance services, and therefore the insurance market as a whole, is developing. The prospects for obtaining health insurance in Ukraine are significant, as there are many potential consumers of insurance services. It should be noted that our country is on the verge of creating compulsory state health insurance, and therefore the development of effective and modern health insurance is becoming an extremely important form of social protection in the country. The object of research is the process of development of health insurance in the system of social protection of Ukraine. The subject of the study is the theorist-methodical principles of studying the current state and justifying the prospects for the development of the health insurance system in Ukraine. The purpose of the article is to study the theoretical provisions and form practical recommendations on the current state and prospects for the development of health insurance in the social protection system in Ukraine. The scientific novelty of the obtained results is to deepen the existing theoretical and methodological and develop practical bases for improving the health insurance system in Ukraine. The practical significance of the results is determined by the methods, approaches, conclusions and proposals presented in the work aimed at improving the health insurance system in Ukraine.