Alefirenko, Oleksandr, and Victor Terehov. “EFFICIENCY, METHODS OF EVALUATION AND WAYS OF INCREASING EFFICIENCY OF NON-PERMORMING ASSETS MANAGEMENT IN BANKING SPHERE”. Science Notes of KROK University, no. 1(77), Mar. 2025, pp. 317-24, https://doi.org/10.31732/2663-2209-2025-77-317-324.